OneRay - NEXA Mortgage | Fresno, CA

I've worked with Ray for 7 years and From the first day I spoke with Ray he was more like family, he is very knowledgeable and will get you the best deal for your loan. I do not hesitant recommending his service's to anyone and everyone, Ray is the best !

We've had the pleasure of working with Ray twice now, and both experiences have been outstanding. Ray goes above and beyond in every aspect of his service. His communication is impeccable, and he explains each step of the process in such detail that we felt at ease throughout the entire experience. Ray's dedication and expertise truly set him apart. We couldn't be happier with the service he provided and highly recommend him to anyone in of someone reliable and thorough. Not only did he work magic for us once but he did it twice! We would not be in our Dreamhouse without him.

Buying a house for the first time is a scary process. I didn't know where to start. Lucky for me, I found Ray! He provided me with an actual document that estimated what I would pay and the breakdown of each fee.Ray was there to meet our needs and made the process easy. My girlfriend and I had plenty of questions and concerns about the closing cost and what to expect from start to finish when buying a home. Ray was professional, patient, and knowledgeable. Ray shared value information to save us money by buying down through discount points. Ray also shared information about MCC where I could receive a tax credit each year.If you are unsure of the review, give Ray a call! He will answer any questions or concerns that you may have. My girlfriend and I had our doubts going into it but left his office with more confidence. He had plenty of resources and returned my emails and texts in a timely number. He offered good suggestions and was honest. He worked with us and was able to close on time despite me making a change at the very last minute of closing. I definitively appreciated it that since it would have delayed the process and costed me an extension fee.So whhether you're a first time home buyer or you're looking for that second home, contact Ray. He can also refinance tour house. Good luck!

If you're having any doubts or fears about the home buying process, No need to fear when you OneTrust and Ray Jones are here! Honestly one of the best recommendations we could've gotten from a previous client of theres! Ray was on top of everything! He worked amazing with our real estate agent and got us a home in a little less than a month!!! WOW! My husband and I have never been happier with such an easy smooth process! Like I mentioned earlier if you're having any doubts or fears about the homebuying process, please go to OneTrust home! Ray and his team are quick and on top of everything! Legit got so many compliments from friends and family about how fast we got the home! With the team we had, you can best believe we got it done! Thanks Ray and OneTrust!!

Was looking to do a re-fi on my home and saw Ray had great reviews so I decided to call and see if he could help me. He answered immediately and gave me the answers I was looking for. I had called a few other people as well but Decided to give Ray a try since he was pleasant on the phone, seemed knowledgeable and was local. Ray did not disappoint! Ray kept me up to date on everything I needed and was prompt on his emails when I had questions. We had a bit of fun humor with our emails and I would recommend Ray and his team. He's honest, reliable, knowledgeable and looks out for your best interest. 5 STARS in my book..THANK YOU RAY and One Trust Home Loans for making this re-finance hassle free, quick and virtually painless...Laura...AKA... Lori

Ray and Patti went above and beyond to help us get our house with zero down even though they encountered several roadblocks. They work diligently and were very detailed orientated in getting the numbers right even though it took several tries. We would definitely recommend them for any home financing needs as they make sure that they do what's best for their clients and are persistent to get the job done! Thanks for great service!!!!

We refinanced with Ray for a second time and he was extremely helpful in putting a plan together that best suits our needs. He presented a good better best plan which made it easier for us to make a decision. I'm a curious person and sent him too many emails to count and he always responded promptly and kept the communication going during the process. A pleasure to work with and would recommend Ray to anyone looking for a loan officer.

Thank you Ray for everything. The experience from start to finish was perfect. Ray updates you weekly with the progress and what needs to be done. He is always available for questions and takes the time to explain everything. Couldn't be happier and would recommend Ray to family and friends

I'm so grateful for Ray and Patti. They did a wonderful job at refinancing my loan for a divorce buyout. They were fast and provided information and advice along the way to make the process easier to understand. They acted very professional during the process considering it was part of the divorce process. I'm glad I found them by reading three reviews online. They truly are amazing. As soon as the rates drop I will refinance with Ray.

Ray is the most trustworthy and fair person to really consider getting your next loan from; down to earth and out of this world at the same time! With his 30 plus years experience there is no way to go wrong with Ray Jones as your next loan adviser and broker! My wife and I are overjoyed with his counsol and guidance throughtout our lengthy and labyrinth of financial jargon not to mention the boring formalities of our loan processes. After his quick review of our financial needs and our perculiar situation of seaching for our next dream, which took 4 months to find; Ray set us up with the best low interest home loan rate that exceeded our expectations (really considering todays rates are really high ).Nancy and I truly appreciate his hard work and persistence to strive and meet our morgage needs!If you are a first time buyer or like us looking for a great loan morgage broker please do your self a favor and call Ray Jones, he is not only onewayray he is the right way to go with your next financial needs!Thank you Ray (Nancy and Andy) for your great service and see you soon!